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What do I need to include in my monthly expenses?

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TitleWhat do I need to include in my monthly expenses?
Answer

You should include your essential expenses and financial commitments. For example:

  • your share of the mortgage or rent;
  • any existing loan or credit card repayments;
  • utility bills such as gas, electricity, water, council tax;
  • any monthly commitments such as mobile phone, broadband, sky, insurance;
  • food costs;
  • childcare costs; and
  • travel costs
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