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How likely am I to be accepted?

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TitleHow likely am I to be accepted?
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You can get a quote online in just two minutes, so you'll know whether you can take our loan. And we’ll do it in a way that doesn’t impact your credit score, so that you can get your quote and shop around for the best rate. You can get your quote by using our loan calculator and clicking 'Get my quote'.

To be eligible for a BetterBorrow loan you need to meet the following criteria:

  • Be at least 18 years old
  • Be a UK resident
  • Be employed, self-employed or retired with a pension
  • Have an income of at least £12,000 per year (before tax)
  • Have a credit history that we can see, and a good track record of repaying debt
  • Be able to afford the loan
  • Have a bank account registered in your name and to your current address 

All our loans are subject to status and credit checks. We don’t offer joint applications, guarantor loans or loans to businesses.

Our loans are 16.1% APR Representative.

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