As a responsible lender, it's important that we can verify the following details during your application:
- Your name and date of birth
- Your email address
- Your phone number
- Your address history and residential status
- Your employment status
- Your income and expenditure, including essential expenses and financial commitments
We also use a Credit Reference Agency (CRA), along with the information you tell us, to help correctly match your details and make a lending decision. CRAs such as Equifax, TransUnion and Experian, collect information about your which helps lenders verify your identity.
If the personal details they hold about you are not up to date or don't match what you've entered during your loan application, this may be the reason we can't verify your identity right now.
It's important that you make sure the information CRAs hold about you is correct. You can check what information they have by clicking the link below and accessing your credit report.